Methods, systems, and computer readable media are provided for managing and securing personal information. Personal information is stored in a central repository (personal information store) for a given personal information owner. As personal information is changed, the owner of the personal information may access the personal information store to update information stored therein. Access codes may be established for all personal information, and the use of the codes may be restricted by application of one or more rules or permissions applied to the information requesters. Alternatively, special access codes may be established for one or more pieces or combination of pieces of personal information data contained in the personal information store. Upon request or requirement for personal information, information requesters may be provided one or more access codes to allow the information requester to receive only that personal information for which they are authorized. Encrypted keys may be provided from the personal information store to information requesters instead of financial information or address information for a given personal information owner. Use of the encrypted address keys allows an information requester process a transaction or to contact a personal information owner without receiving actual financial information or contact information for the personal information owner.