The apparatus for charging an energy storage system (ESS) from an AC line voltage includes a boost stage for converting the AC line voltage to a first ESS charging voltage; an isolation stage, coupled to the boost stage, for converting the first ESS charging voltage to a second ESS charging voltage with the second ESS charging voltage less than the first ESS charging voltage, the isolation stage removing a common mode current between the ESS and the boost stage; a configurator, responsive to a control signal, to set a direct communication of the first ESS charging voltage to the ESS in a bypass mode and to open the direct communication of the first ESS charging voltage to the ESS in an isolation mode; and a controller, coupled to the configurator, for setting the modes responsive to a battery voltage, a peak of the AC line voltage, and a total leakage current at an input of the AC line voltage, the controller asserting the control signal to the configurator.