Invention Grant
- Patent Title: System and method for estimating residual lifetime value of a customer base utilizing survival analysis
- Patent Title (中): 利用生存分析估计客户群剩余寿命价值的系统和方法
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Application No.: US13893874Application Date: 2013-05-14
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Publication No.: US08825514B2Publication Date: 2014-09-02
- Inventor: Robert Russell Lawton , Guenther Kurt Hartfeil
- Applicant: Branch Banking and Trust Company
- Applicant Address: US NC Raleigh
- Assignee: Branch Banking and Trust Company
- Current Assignee: Branch Banking and Trust Company
- Current Assignee Address: US NC Raleigh
- Agency: Duane Morris LLP
- Main IPC: G06Q10/00
- IPC: G06Q10/00 ; G06Q30/00

Abstract:
The present disclosure describes novel systems and methods that can be utilized to evaluate and/or direct an interaction with a consumer database and/or evaluate a consumer database, where the consumer database contains information about consumers and particular products and/or services held or used by the consumers. The interactions may be, for example, determining a strategy for sales, marketing, cross-selling, and/or retaining one or more of the consumers. The evaluations may include, for example, hierarchically ranking the consumers and/or determining a clustering of the consumers.
Public/Granted literature
- US20130253983A1 SYSTEM AND METHOD FOR ESTIMATING RESIDUAL LIFETIME VALUE OF A CUSTOMER BASE UTILIZING SURVIVAL ANALYSIS Public/Granted day:2013-09-26
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