A high-strength cold-rolled steel sheet providing a product with a good surface condition after press forming, having excellent bake hardenability and anti room temperature aging property, and having a dual phase structure with a tensile strength of at least 340 MPa is provided. A high-strength cold-rolled steel sheet has a structure comprising a main phase which is a ferrite and a secondary phase which is a low temperature transformation product including a martensite and has a hardness distribution of the ferrite phase in an arbitrary cross section having a length of 10 mm in the widthwise 10 direction of the sheet which satisfies the relationship prescribed by (HV(max)−HV(ave))