A modular and field adaptable body armor system includes a plurality of flexible, air-permeable, thermally vented plates arranged in fixed relationships that provide flexible, modular, field-adaptable protection for the torso and extremities without excessive weight or heat burden. The TVA plates include protective cards suspended in a parallel, louvered relationship between inner and outer mesh layers, thereby permitting air to flow therebetween while providing a flexible, compressible, modular barrier that protects the torso and extremities against projectiles. In embodiments, the outer mesh layer resists penetration and compresses cards together to intercept a projectile that would otherwise pass therebetween. Protective cards can include thermally pressed and flexed laminated UHMWPE. TVA panels can be removed and exchanged in the field according to the requirements of each mission. In embodiments, the TVA plates are laced together and/or attached to an underlying fabric carrier garment.