Invention Grant
- Patent Title: Authentication arrangement and method for use with financial transaction
- Patent Title (中): 金融交易使用认证安排和方法
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Application No.: US12584704Application Date: 2009-09-09
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Publication No.: US08909557B2Publication Date: 2014-12-09
- Inventor: Mehdi Collinge , Jean-Paul Edmond Rans , Paul Vanneste , John Beric , Dave Roberts , Thomas Tan , Fikret Ates , Jonathan Grossar
- Applicant: Mehdi Collinge , Jean-Paul Edmond Rans , Paul Vanneste , John Beric , Dave Roberts , Thomas Tan , Fikret Ates , Jonathan Grossar
- Applicant Address: US NY Purchase
- Assignee: MasterCard International Incorporated
- Current Assignee: MasterCard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Baker Botts L.L.P.
- Priority: GB0204620.9 20020228
- Main IPC: G06Q99/00
- IPC: G06Q99/00 ; G06Q20/36 ; G06Q20/34 ; G06Q20/04 ; G06Q20/40 ; G07F7/10 ; G06Q20/12 ; G06Q20/38
Abstract:
A system and method for generating an authentication token which is used by an issuer associated with a integrated circuit card to authenticate a transaction. A personal card reader receives data, including an authentication cryptogram, from the integrated circuit card. The personal card reader uses the data received from the integrated circuit card to select one of at least two default bitmaps stored in a memory portion of the personal card reader. The personal card reader uses the selected default bitmap and the authentication cryptogram to build the authentication token.
Public/Granted literature
- US20110022521A1 Authentication arrangement and method for use with financial transaction Public/Granted day:2011-01-27
Information query
