Invention Grant
US08930265B2 Monitoring retail transactions associated with a financial institution-based merchant offer program and determining savings metrics
有权
监控与基于金融机构的商家报价计划相关联的零售交易，并确定储蓄指标
- Patent Title: Monitoring retail transactions associated with a financial institution-based merchant offer program and determining savings metrics
- Patent Title (中): 监控与基于金融机构的商家报价计划相关联的零售交易，并确定储蓄指标
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Application No.: US13013689Application Date: 2011-01-25
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Publication No.: US08930265B2Publication Date: 2015-01-06
- Inventor: Jason Blackhurst , Michael W. Upton
- Applicant: Jason Blackhurst , Michael W. Upton
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; James C. Edwards
- Main IPC: G06Q30/02
- IPC: G06Q30/02 ; G06Q20/10
Abstract:
Embodiments of the invention provide for monitoring transactions and providing related savings metrics in association with a financial institution-based merchant offer program. Since the transaction monitoring occurs at the financial institution level, the savings metrics may include both amounts saved by accepting the merchant offers associated with the program and savings amounts lost by conducting a transaction absent a merchant offer when an applicable merchant offer was available.
Public/Granted literature
Information query
