A remote device secure data file storage system and method of securely storing data files at a remote device, includes a host system having a database and a plurality of remote devices, each connected with the host system by a communication network. Each remote device and the host system is programmed with a time-based cryptography system that generates an encryption key (RVK) and initialization vector (IV) for encrypting and decrypting data on the remote device. The time-based cryptography system generates the encryption key (RVK) as a function of a parameter (PDPT) that is a function of a personal date (PD) and personal time (PT) of the user. The personal date and personal time of the user being a function of personal data entered by the user on the remote device. The personal date (PD) is a function of the date of birth (DOB) of the user and the personal time (PT) is a function of the time of birth (TOB) of the user.