Access to an on-line account management system is facilitated. A request is received to perform a first action using an on-line account management system. The request comprises a first access identifier. A global party identifier associated with the first access identifier is determined. Restriction information associated with the first access identifier and the global party identifier is accessed from a global party profile operable to store at least one of a time-based, a location-based, and a device-based restriction associated with actions capable of being performed using the on-line account management system. A processor determines whether the first action is permissible based on the restriction information associated with the first access identifier and the global party identifier.