Embodiments of the present disclosure include systems and apparatus for protecting a musical instrument and the player of said instrument. One embodiment is an apparatus that includes a first layer including a moisture permeable and wicking material configured to wick fluid and moisture across and through the layer. The first layer includes a first player-facing surface and a first musical instrument facing surface. The apparatus also includes a second layer including a second player-facing surface and a second musical instrument facing surface, wherein the second player-facing surface abuts the first musical instrument facing surface of the first layer. The second layer includes a moisture impermeable material configured to prevent the wicked fluid and moisture to come into contact with the musical instrument.