Invention Grant
- Patent Title: Systems, apparatus and methods for mobile companion prepaid card
- Patent Title (中): 移动伴侣预付卡的系统,设备和方法
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Application No.: US14186283Application Date: 2014-02-21
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Publication No.: US09043240B2Publication Date: 2015-05-26
- Inventor: Jeffrey Langus , Venu Appana , Rajen S. Prabhu
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: MasterCard International Incorporated
- Current Assignee: MasterCard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q20/36 ; G06Q20/28 ; G06Q20/40 ; G06Q20/18 ; G06Q20/20 ; G06Q20/32 ; G06Q20/34 ; G06Q20/42

Abstract:
Systems, apparatus and methods for providing an un-personalized and un-embossed mobile companion prepaid card to a consumer having a mobile wallet account. An embodiment includes a wallet provider computer receiving an approval request from an agent device for a mobile companion prepaid card for a consumer. The process includes the wallet provider computer determining an issuer financial institution (FI) associated with the mobile companion prepaid card, transmitting the approval request to an issuer FI processor, receiving an approval message, and transmitting the approval message and a request to a consumer's mobile device to provide cardholder verification met hod (CVM) data. The method also includes receiving and validating the CVM data, transmitting a mobile companion prepaid card activation request, receiving a confirmation message indicating activation, and transmitting a message confirming activation of the mobile companion prepaid card to the consumer's mobile device.
Public/Granted literature
- US20140244496A1 SYSTEMS, APPARATUS AND METHODS FOR MOBILE COMPANION PREPAID CARD Public/Granted day:2014-08-28
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