A wireless device including a reader to read information from a payment card and generate data. A verification module verifies whether the reader has correctly read the information. A security module securely connects the wireless device to a mobile device using a first or a second wireless communication protocol. A transmitter transmits the data and identifying information received from a user to the mobile device using the first or the second wireless communication protocol. The mobile device transmits the data and the identifying information to a payment system. A receiver at the wireless device receives from the mobile device an acknowledgement received by the mobile device from the payment system, indicating whether the payment system has approved the data and the identifying information. An indicator on the wireless device indicates whether the reader has correctly read the information and the payment system has approved the data and the identifying information.