Invention Grant
US09076135B2 Apparatus, method and computer-readable media for pre-processing information associated with a negotiable instrument to identify options for processing the negotiable instrument
有权
用于预处理与可转让仪器相关联的信息以识别用于处理可转让仪器的选项的装置,方法和计算机可读介质
- Patent Title: Apparatus, method and computer-readable media for pre-processing information associated with a negotiable instrument to identify options for processing the negotiable instrument
- Patent Title (中): 用于预处理与可转让仪器相关联的信息以识别用于处理可转让仪器的选项的装置,方法和计算机可读介质
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Application No.: US14043912Application Date: 2013-10-02
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Publication No.: US09076135B2Publication Date: 2015-07-07
- Inventor: Nathan Dent , James David Freedman
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Banner & Witcoff, Ltd.
- Agent Michael A. Springs
- Main IPC: G07F19/00
- IPC: G07F19/00 ; G06Q20/10

Abstract:
Systems, methods, computer-readable media and apparatuses pre-processing a negotiable instrument, such as a check, are presented. An image of a portion of the check may be received, such as from a mobile device of a user. The portion provided in the image may include a convenience area of the check identifying an amount of the check as a numerical value and a quick response (QR) code. The QR code may contain data such as that contained in the magnetic ink character recognition (MICR) line of the check. The image may be processed to identify one or more options available for continued processing of the check or for cancelling the transaction. The options may be provided to the user, such as via a user interface. In some examples, the user interface may be provided on the mobile device used to capture the image of the portion of the check.
Public/Granted literature
- US20150090782A1 Pre-Approval Processing Public/Granted day:2015-04-02
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