A graphical payment identifier is used to facilitate the automatic processing of an electronic payment. A graphical identifier payment system receives a request from a payment processing entity for a onetime use graphical payment identifier. In response, a onetime use graphical payment identifier to be displayed by the payment processing entity is generated. A request for user payment information by the payment processing entity is encoded in the graphical payment identifier, which is transmitted to the payment processing entity for display. The graphical payment identifier being displayed by the payment processing entity is captured by a registered user operated computing device. In response, the requested user payment information is transmitted to the payment processing entity, such that the electronic payment is executed automatically, without the user manually entering the requested payment information or providing a credit card.