Financial transformation in one aspect establishes a hub and spoke network of models including at least a process model as the hub and at least components model, value driver model, applications model, solutions models as the spoke connected to the process model. A plurality of correlations is inferred among said models using daisy-chain analysis that navigate the hub and spoke network of models, and heat map is generated. Heat map analysis, application shortfall analysis, organization shortfall analysis, solution analysis, and business case analysis are performed.