A method, apparatus, and computer usable program product for configuring a universal femto cell are provided such that the femto cell is configured according to the user's choice of wireless carriers. A master configuration server sends to the universal femto cell, a carrier configuration list, which is information about where to find carrier configuration information corresponding to one or more wireless carriers. A carrier configuration server sends to the universal femto cell, carrier configuration instructions for a wireless carrier selected from the one or more wireless carriers. The universal femto cell is configured using the carrier configuration instructions such that the universal femto cell operates on a wireless communication network of the wireless carrier.