The instant application describes a method for receiving, at a hub and from a first partner, a request for a common identifier for linking an account of the customer associated with the first partner with an account of the customer associated with a second partner to provide the customer with enhanced joint account services; in response to the request, generating the common identifier and providing the common identifier to the first partner; generating at the hub a common ID status based on a first partner customer ID status and a second partner customer ID status; and forwarding the common ID status to the first partner and the second partner.