A charging method and apparatus, the apparatus including: an adaptor to receive power from a predetermined power source and output a first voltage; a narrow voltage direct current (NVDC) charging unit to convert the first voltage into a second voltage, and supply power to a battery and a system terminal of a mobile device; and a control unit to control the NVDC charging unit to adjust a charging current to be supplied to the battery based on a state of the system terminal, wherein the second voltage is lower than the first voltage.