Invention Grant
US09141996B2 Dynamic auto insurance policy quote creation based on tracked user data
有权
基于跟踪用户数据的动态汽车保险策略报价创建
- Patent Title: Dynamic auto insurance policy quote creation based on tracked user data
- Patent Title (中): 基于跟踪用户数据的动态汽车保险策略报价创建
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Application No.: US14203338Application Date: 2014-03-10
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Publication No.: US09141996B2Publication Date: 2015-09-22
- Inventor: Scott T. Christensen , Gregory Hayward , Christopher E. Gay , Steven Cielocha , Todd Binion
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: Marshall, Gerstein & Borun LLP
- Agent Randall G. Rueth
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; B60Q1/00 ; G01M17/00 ; G06F7/00 ; G06F11/30 ; G06F19/00 ; G07C5/00 ; G06Q40/08
Abstract:
A system and method may create auto insurance quotes using data collected from a device that tracks vehicle usage data and other data. Usage data may be tracked by an On Board Diagnostic (OBD) device or other portable computing device such as a smart phone. Based on a received coverage type, the usage data and other data may be analyzed to determine auto insurance quotes. A potential customer may then purchase an auto insurance policy. Once the purchased policy has been determined to have expired, new usage data will be collected, and new quotes will be created for the customer.
Public/Granted literature
- US20140257871A1 Dynamic Auto Insurance Policy Quote Creation Based on Tracked User Data Public/Granted day:2014-09-11
Information query
