Invention Grant
- Patent Title: Automated card information exchange pursuant to a commercial transaction
- Patent Title (中): 根据商业交易自动信用卡信息交换
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Application No.: US13103682Application Date: 2011-05-09
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Publication No.: US09165295B2Publication Date: 2015-10-20
- Inventor: Moon J. Kim
- Applicant: Moon J. Kim
- Agency: Keohane & D'Alessandro PLLC
- Agent Madeline F. Schiesser
- Main IPC: G05B19/00
- IPC: G05B19/00 ; G06Q20/32 ; G06K19/07 ; G06Q20/40 ; G07F7/08

Abstract:
In general, embodiments of the present invention relate to a card and associated methods for automated information (static and dynamic) exchange pursuant to a commercial transaction. In a typical embodiment, the card (e.g., a credit card, a debit card and/or a smart card) comprises an energy component for providing power to the card and a back display (e.g., positioned on the back or magnetic strip side of the card) for displaying card information being used in the commercial transaction. Upon display, a terminal (e.g., a point of sale terminal) will scan/read the card information and generate a corresponding source validation code (SVC). An imager positioned on the back of the card will scan/read the SVC and card validation code (CVC) logic on the card will generate a CVC based on the SVC (e.g., based on a validation result of the SVC). A biometric reader positioned on a front side of the card will take a biometric reading from a user of the card and corresponding user validation code (UVC) logic will generate a UVC based on the biometric reading. The underlying commercial transaction can then be validated (e.g., by a server associated with the terminal or by validation logic on the card itself), a validation result can be displayed on a front display (e.g., positioned on the front side of the card).
Public/Granted literature
- US20120286930A1 AUTOMATED CARD INFORMATION EXCHANGE PURSUANT TO A COMMERCIAL TRANSACTION Public/Granted day:2012-11-15
Information query
IPC分类: