An on-vehicle information terminal includes a traffic information obtaining unit that obtains traffic information through wireless communication, a telematics information obtaining unit that obtains telematics information provided from a distribution server via a mobile communication network, a selection unit that selects either the traffic information or the telematics information when contents of the traffic information and contents of the telematics information are different, and a traffic condition indicating unit that indicates road traffic conditions based upon either the traffic information or the telematics information having been selected by the selection unit.