Invention Grant
US09177331B2 Financial transaction processing with digital artifacts and a default payment method using a server
有权
使用数字工件进行金融交易处理和使用服务器的默认付款方式
- Patent Title: Financial transaction processing with digital artifacts and a default payment method using a server
- Patent Title (中): 使用数字工件进行金融交易处理和使用服务器的默认付款方式
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Application No.: US14179952Application Date: 2014-02-13
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Publication No.: US09177331B2Publication Date: 2015-11-03
- Inventor: Michelle Fisher
- Applicant: Michelle Fisher
- Applicant Address: US CA Marina Del Rey
- Assignee: Michelle Fisher
- Current Assignee: Michelle Fisher
- Current Assignee Address: US CA Marina Del Rey
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06K5/00 ; G06Q30/02 ; G06Q20/20 ; G06Q20/32 ; G06Q30/06 ; G06Q20/38 ; G06Q20/40 ; G06Q20/36 ; G06Q20/16 ; G06Q40/00 ; H04W4/20 ; H04W8/20 ; H04M1/725 ; H04W4/18 ; G06Q20/10 ; H04W4/00 ; H04N21/81 ; G07F7/10 ; H04W88/02 ; H04W4/02

Abstract:
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
Public/Granted literature
- US20140164157A1 FINANCIAL TRANSACTION PROCESSING WITH DIGITAL ARTIFACTS AND A DEFAULT PAYMENT METHOD USING A SERVER Public/Granted day:2014-06-12
Information query