Invention Grant
- Patent Title: Automated teller machine (“ATM”) dynamic keypad
- Patent Title (中): 自动取款机(“ATM”)动态键盘
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Application No.: US12983929Application Date: 2011-01-04
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Publication No.: US09196111B1Publication Date: 2015-11-24
- Inventor: Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh , David Joa
- Applicant: Kurt D. Newman , Timothy J. Bendel , Rustam N. Wadia , Debashis Ghosh , David Joa
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Agent Michael A. Springs, Esq.
- Main IPC: G06F7/04
- IPC: G06F7/04 ; G07F7/10 ; G07F19/00 ; G06F3/048 ; G06F3/0488 ; G06F3/0481 ; G06Q20/10 ; G06F21/31 ; G06F21/36

Abstract:
Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.
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