The invention provides a method and system that performs transaction processing using a payment bookmark that is associated with a user bookmarked link. The system includes a computer processor constituted by a communication portion; a database; and a bookmark processing portion. The communication portion interfaces with the user to input selection of a payment bookmark, and upon selection of the payment bookmark, the computer processor invoking the bookmark processing portion, and the payment bookmark being mapped to the user bookmarked link (UB link) stored in the database. The UB link is constituted by UB link data, and the UB link data including core link data. The bookmark processing portion performs processing to retrieve available transaction data to append to the core link data of the UB link. The bookmark processing portion outputs the UB link including the UB link data to a server over a network.