An exemplary technique is provided for use in a decentralized electronic transfer system. A first digital code that represents a first transaction is generated from a first user's secure repository to the first user's unsecure repository. The first digital code is sent to a secure storage memory related to the unsecure repository to be stored in an area of the memory. A processor related to the unsecure repository generates a second digital code that represents a second transaction from the unsecure repository to the second user's repository. The processor retrieves the first digital code stored in the secure storage memory and publishes the retrieved digital code to validate the first transaction. In addition, the processor publishes the second digital code to validate the second transaction.