The present invention is a universal wet/dry transfer pump having an intake hose and a t-joint. The intake hose is fluidly connected to the t-joint. A first check valve is positioned within the intake hose. A bellowed pump handle is fluidly connected to the t-joint. A separator hose is provided and fluidly connected to the t-joint. A second check valve is positioned within the t-joint. A terminal catchment vessel is fluidly connected to the separator hose. Upon pulling of the pump handle in a generally upward direction, intake pumping action is initiated drawing water and solid materials into the intake hose, opening the first check valve and closing the second check valve. Upon pushing of the pump handle in a generally downward direction, discharge pumping action is initiated, closing the first check valve and opening the second check valve transferring any water and chambered solids into the catchment vessel.