Invention Grant
- Patent Title: Mobile payment and identity verification system
- Patent Title (中): 移动支付和身份验证系统
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Application No.: US14286421Application Date: 2014-05-23
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Publication No.: US09277390B2Publication Date: 2016-03-01
- Inventor: Leonard R. Speiser , John D. Beatty
- Applicant: Clover Network,Inc.
- Applicant Address: US CO Greenwood Village
- Assignee: First Data Corporation
- Current Assignee: First Data Corporation
- Current Assignee Address: US CO Greenwood Village
- Agency: Sutherland Asbill & Brennan LLP
- Main IPC: H04W12/06
- IPC: H04W12/06 ; H04W4/24 ; H04L29/06 ; G06Q20/32 ; G06Q20/40 ; H04M1/725 ; H04W4/20

Abstract:
Techniques are disclosed relating to facilitating transactions via mobile devices. In one embodiment, an account that is linked to a mobile telephone number of a mobile device is established at a computer system. In such an embodiment, the account permits a user to make and receive payments, and is not accessible without using the mobile device. In some embodiments, the account is established without setting up a username and password. In one embodiment, a request is sent from a payment application of the mobile device to the computer system. In some embodiments, the payment application is made active on the mobile device in response to a user input within a different application running on the mobile device. After the payment application is active, a purchase is confirmed within the payment application such that the request is sent responsive to the confirming and without authenticating the user within the payment application.
Public/Granted literature
- US20140273996A1 MOBILE PAYMENT AND IDENTITY VERIFICATION SYSTEM Public/Granted day:2014-09-18
Information query