A method, programmed medium and system are provided for implementing a prebuilt and encrypted personal identification information (PII) profile which resides only on a user's computer and is prevented from being permanently stored in a server's database. When a user visits a web site and creates a new account, the site submits a request to query the user's profile using an extension to the HTTP protocol. The user is prompted by the user's browser to grant the site permission to do so and the site automatically uploads a non-personal identifying number (ID) to the user's system to create an account. User-selected fields of the PII are transmitted to the server for processing a user-requested transaction. All personal information remains on the user's computer within the user's encrypted PII profile and is deleted at the server after the completion of the requested transaction.