Invention Grant
- Patent Title: Data lifting for exception processing
- Patent Title (中): 数据提升异常处理
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Application No.: US14066363Application Date: 2013-10-29
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Publication No.: US09317745B2Publication Date: 2016-04-19
- Inventor: Michael Gerald Smith , Scott Andrew Johnson , Michael Scott Hjellming , Brian David Hanson , Saravana Kumar Govindarajan , Hyunmo Koo
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Nicholas C. Russell
- Main IPC: G06K9/00
- IPC: G06K9/00

Abstract:
Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents to allow for automated exception processing. As such, allowing for automated decisions for exception processing to systematically be resolved base on matches between lifted metadata. The exceptions may include one or more irregularities such as bad micro line reads, outdated check stork, or misrepresentative checks that may result in a failure to match the check to an associated account for processing. As such, once an exception is identified during the processing the metadata lifted from the document with the exception may be utilized to search financial records at the financial institution to attempt to identify the correct version of the document. Subsequently, the system may correct the irregularity systematically and automatically.
Public/Granted literature
- US20150117749A1 DATA LIFTING FOR EXCEPTION PROCESSING Public/Granted day:2015-04-30
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