A ternary composition including: from 5 to 50% of difluoromethane; from 2 to 20% of pentafluoroethane; and from 30 to 90% of tetrafluoropropene. The tetrafluoropropene may be 1,3,3,3-tetrafluoropropene or 2,3,3,3-tetrafluoropropene. This composition can be used as a heat-transfer fluid in vapor compression circuit. A process for heating or cooling a fluid or a body using a vapor compression circuit containing a heat transfer fluid, said process successively including evaporation of the heat transfer fluid, compression of the heat transfer fluid, condensation of the heat fluid and depressurization of the heat transfer fluid, in which the heat transfer fluid is a composition as described.