A system, method, and computer program product are provided for automatically resolving non-sufficient funds (NSF) errors in a network. In use, it is automatically detected that a non-sufficient funds (NSF) error has occurred in a network, the NSF error being associated with a transaction of a consumer of the network while attempting to charge a first account. Additionally, it is automatically determined that the consumer has designated at least one alternative second account. Further, it is automatically determined that at least one of the at least one alternative second account has sufficient funds to complete the transaction. Furthermore, the at least one of the at least one alternative second account is automatically charged to complete the transaction.