A testing method or apparatus utilizes filter banks to measure time varying or dynamic harmonic distortion or intermodulation distortion from a device. With a stairstep or arbitrary signal and filter banks, Nth order harmonic and or intermodulation distortion is measured via the filter banks at different offsets provided by an arbitrary low frequency signal. An amplifier with crossover distortion will show increased harmonic and or intermodulation distortion near the zero crossing while providing less distortion in other portions of the transfer curve of the amplifier. One or more distortion signals from the device (e.g., audio device) may be measured for a phase and or frequency modulation effect.