Invention Grant
- Patent Title: User device enabling access to payment information in response to mechanical input detection
- Patent Title (中): 用户设备能够响应于机械输入检测而访问支付信息
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Application No.: US14475424Application Date: 2014-09-02
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Publication No.: US09400977B2Publication Date: 2016-07-26
- Inventor: Jeremy T. Brown , Zachary A. Rosen , Morgan J. Grainger
- Applicant: Apple Inc.
- Applicant Address: US CA Cupertino
- Assignee: Apple Inc.
- Current Assignee: Apple Inc.
- Current Assignee Address: US CA Cupertino
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06F19/00
- IPC: G06F19/00 ; G06Q20/32 ; G06Q20/36 ; G06Q20/20 ; G06Q20/34 ; G06Q20/40 ; G07F7/08

Abstract:
In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
Public/Granted literature
- US20150348009A1 USER DEVICE ENABLING ACCESS TO PAYMENT INFORMATION IN RESPONSE TO MECHANICAL INPUT DETECTION Public/Granted day:2015-12-03
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