Provided is a process for producing silicate-comprising polyols, comprising (i) admixing an aqueous silica sol (K) having an average particle diameter 1-150 nm, silica content 1-60% by weight and a pH of 1-6, with a 0.1- to 20-fold amount of at least one organic solvent (L), (ii) admixing the resulting mixture with a polyol, (iii) removing at least partially water and the organic solvent (L) by distillation, (iv) admixing with 0.1-30 mol % of at least one compound (S) which has at least one at least monoalkoxylated silyl group and at least an alkyl, cycloalkyl or aryl substituent, which may contain heteroatoms, wherein the substituent optionally contains a group reactive toward an alcohol, an amine or an isocyanate, and (v) optionally adjusting the pH of the silicate-comprising polyol to 7-12 by addition of a basic compound.