Invention Grant
- Patent Title: Providing enhanced user authentication functionalities
- Patent Title (中): 提供增强的用户认证功能
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Application No.: US14511252Application Date: 2014-10-10
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Publication No.: US09407762B2Publication Date: 2016-08-02
- Inventor: Andrew T. Keys , Mark A. Pender , Jennifer Pacholski
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Banner & Witcoff, Ltd.
- Agent Michael A. Springs
- Main IPC: H04M1/64
- IPC: H04M1/64 ; H04M3/38 ; H04M3/493

Abstract:
Methods, systems, apparatuses, and computer-readable media for providing enhanced user authentication functionalities are presented. In one or more embodiments, a server computing device may authenticate a user of a user computing device to a customer portal. Subsequently, the server computing device may receive a click-to-call request from the user computing device. In response to receiving the click-to-call request, the server computing device may generate a one-time passcode for the user. Then, the server computing device may provide the one-time passcode to the user. Thereafter, the server computing device may receive one-time-passcode input from an interactive voice response (IVR) server, and such input may be received from a caller. The server computing device then may validate the one-time-passcode input based on the one-time passcode provided to the user. In response to validating the one-time-passcode input, the server computing device may cause the IVR server to authenticate the caller as the user.
Public/Granted literature
- US20160105546A1 Providing Enhanced User Authentication Functionalities Public/Granted day:2016-04-14
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