Invention Grant
- Patent Title: Electronic transaction security system and method
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Application No.: US14685275Application Date: 2015-04-13
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Publication No.: US09430770B2Publication Date: 2016-08-30
- Inventor: Ronald W. Sandstrom , Paul E. Vasil , Ludwik F. Zon
- Applicant: Miri Systems, LLC
- Applicant Address: US NC Charlotte
- Assignee: Miri Systems, LLC
- Current Assignee: Miri Systems, LLC
- Current Assignee Address: US NC Charlotte
- Agency: Nelson Mullins Riley & Scarborough, LLP
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/10 ; G06Q20/12 ; G06Q20/38 ; G06Q30/06 ; G06Q40/00 ; G07F7/10

Abstract:
A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
Public/Granted literature
- US20150213447A1 Electronic Transaction Security System And Method Public/Granted day:2015-07-30
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