Systems and methods which provide continuity of system operation using relatively little or no data replication between a primary site and alternate site are shown. A user may be provided credit in an amount corresponding to their user balance for performing value operations using systems of the alternate site while systems of the primary site are unavailable. The access to value provided by systems of alternate sites of embodiments of the invention is thus not contingent upon replicating the value stored by the primary site. Although user's individual data representing value may not be accessed during a period in which systems of an alternate site are in use, embodiments of the invention are adapted to reconcile the user balance data with the users' individual data representing value for return to use of the systems of the primary site by respective users.