An automatic silverware wrapping system uses a series of utensil holding magazines that dispense their wares down a chute and onto a napkin holding carrier platen that advances through the system. Once the silverware is on the napkin, an intermediate fold is imparted onto one of the corners of the napkin and then end folds are imparted onto two other corners. Thereafter, the partially folded napkin and its utensils drop down to a pair of roller bearing rails that counter rotate relative to each other in order to roll the napkin up around the silverware.