A mobile terminal and a method for reducing a specific absorption rate are disclosed. The mobile terminal includes: a control unit connected to an input unit, a memory and a switch, an antenna group containing multiple antennas, and the switch connected to each antenna and the radio-frequency circuit; wherein the input unit is configured to: detect a location of the mobile terminal relative to a user, and notify the control unit of the location; the memory is configured to: store location-specific absorption rate corresponding information of each antenna; and the control unit is configured to: according to the location, search the location-specific absorption rate corresponding information for a specific absorption rate of each antenna at the location, select an antenna according to the specific absorption rate of each antenna at the location, and control the switch to connect the selected antenna with the radio-frequency circuit.