Invention Grant
US09477956B2 Method to enable consumers to make purchases at E-commerce websites using their mobile number
有权
使消费者能够使用手机号码在电子商务网站上进行购物的方法
- Patent Title: Method to enable consumers to make purchases at E-commerce websites using their mobile number
- Patent Title (中): 使消费者能够使用手机号码在电子商务网站上进行购物的方法
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Application No.: US14573116Application Date: 2014-12-17
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Publication No.: US09477956B2Publication Date: 2016-10-25
- Inventor: Akshat Gupta , Ricardo Pareja
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: Mastercard International Incorporated
- Current Assignee: Mastercard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06F17/30
- IPC: G06F17/30 ; G06Q20/32 ; G06Q20/40

Abstract:
A method and system include receiving, by a computer from an e-Commerce website, a payment authorization request that comprises payment data and a Mobile Station International Subscriber Directory Number (MSISDN) associated with a mobile device; verifying the MSISDN by comparing MSISDN to a subscriber database; generating a message to verify a payment transaction at the e-Commerce website, after the MSISDN is validated; receiving the verification message at the mobile device; verifying the payment transaction by transmitting a mobile personal identification number (PIN) associated with the MSISDN in response to the verification message; generating an authorization message indicating the payment transaction is one of approved or declined; and transmitting the authorization message to a merchant associated with the e-Commerce website. Numerous other aspects are provided.
Public/Granted literature
- US20160180321A1 METHOD TO ENABLE CONSUMERS TO MAKE PURCHASES AT E-COMMERCE WEBSITES USING THEIR MOBILE NUMBER Public/Granted day:2016-06-23
Information query