Invention Grant
- Patent Title: Secure cardless cash withdrawal
- Patent Title (中): 安全无卡取款
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Application No.: US14336590Application Date: 2014-07-21
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Publication No.: US09536240B2Publication Date: 2017-01-03
- Inventor: Balaji Raja , Aditya Jain , Teddy Vincent Toms , Kiran Kumar Sridhar
- Applicant: PAYPAL, INC.
- Applicant Address: US CA San Jose
- Assignee: PayPal, Inc.
- Current Assignee: PayPal, Inc.
- Current Assignee Address: US CA San Jose
- Agency: Haynes & Boone, LLP
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06Q20/38 ; G07F19/00 ; G06Q20/32

Abstract:
Methods, systems, and computer program products for secure cardless cash withdrawal are provided. A computer-implemented method may include identifying one or more cash machines near a computing device of a user, receiving a cash request from the computing device, generating a one-time authorization code on a secure server for the cash request when the computing device is detected by a sensor of a selected cash machine, providing the one-time authorization code to the computing device for display to the user when the computing device is detected within a distance allowing the user to operate the cash machine, validating a user-provided code received from the selected cash machine in view of the one-time authorization code, instructing the selected cash machine to distribute the requested cash when the user-provided code is validated, and invalidating the one-time authorization code when the cash request is completed.
Public/Granted literature
- US20160019537A1 SECURE CARDLESS CASH WITHDRAWAL Public/Granted day:2016-01-21
Information query