Invention Grant
- Patent Title: Controlling eCommerce authentication based on comparing cardholder information among eCommerce authentication requests from merchant nodes
- Patent Title (中): 根据商家节点的电子商务认证请求中的持卡人信息比较,控制电子商务认证
-
Application No.: US14221652Application Date: 2014-03-21
-
Publication No.: US09576290B2Publication Date: 2017-02-21
- Inventor: Revathi Subramanian , Paul C Dulany , Hongrui Gong , Kannan Shashank Shah
- Applicant: CA, INC.
- Applicant Address: US NY New York
- Assignee: CA, Inc.
- Current Assignee: CA, Inc.
- Current Assignee Address: US NY New York
- Agency: Myers Bigel, P.A.
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q20/40 ; G06Q20/34 ; G06Q20/08 ; G06Q20/12

Abstract:
A method of operating a computer system is disclosed. An eCommerce authentication request is received from a merchant node. The eCommerce authentication request has content including cardholder information. A risk score for the eCommerce authentication request is generated based on comparison of the cardholder information of the eCommerce authentication request to cardholder information of eCommerce authentication requests of a plurality of merchant nodes. The eCommerce authentication request is selectively provided to an authentication node based on the risk score.
Public/Granted literature
Information query