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US09576290B2 Controlling eCommerce authentication based on comparing cardholder information among eCommerce authentication requests from merchant nodes 有权
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Controlling eCommerce authentication based on comparing cardholder information among eCommerce authentication requests from merchant nodes
Abstract:
A method of operating a computer system is disclosed. An eCommerce authentication request is received from a merchant node. The eCommerce authentication request has content including cardholder information. A risk score for the eCommerce authentication request is generated based on comparison of the cardholder information of the eCommerce authentication request to cardholder information of eCommerce authentication requests of a plurality of merchant nodes. The eCommerce authentication request is selectively provided to an authentication node based on the risk score.
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