A central body or device adapted to take payment in a variety of means and dispense sunscreen, insect repellant, hand sanitizers, or similar lotions, gels, or liquids. The sunscreen (or similar lotion, gel or liquid) may be dispensed in foil packets, plastic bladders, gel packs, or similar containers, or may be dispensed directly, such as through a spray attachment. The device may be unpowered, or powered by a battery, solar panel, or electrical power supply. The device may accept payment in a variety of forms: coins, bills, credit or debit cards, a hotel or resort access or room card, or the like. It may be mounted on a wall or vertical flat surface, or mounted on a pole or stand.