Invention Grant
- Patent Title: Fraud detection database
- Patent Title (中): 欺诈检测数据库
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Application No.: US14222188Application Date: 2014-03-21
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Publication No.: US09589566B2Publication Date: 2017-03-07
- Inventor: Raymond F. Jones
- Applicant: Raymond F. Jones
- Applicant Address: US NC Charlotte
- Assignee: WELLS FARGO BANK, N.A.
- Current Assignee: WELLS FARGO BANK, N.A.
- Current Assignee Address: US NC Charlotte
- Agency: Walter | Haverfield LLP
- Agent James Pingor
- Main IPC: G10L17/22
- IPC: G10L17/22 ; G10L17/26 ; G06F21/32 ; H04M15/00

Abstract:
Embodiments of techniques or systems for fraud detection are provided herein. A communication may be received where the communication includes one or more voice signals from an individual. Frequency responses associated with these voice signals may be determined and analyzed and utilized to determine whether or not potential fraudulent activity is occurring. For example, if a frequency response is greater than a frequency threshold, potential fraudulent activity may be determined. Further, frequency responses may be cross referenced with voice biometrics, voice printing, or fraud pathway detection results. In this way, voice stress or frequency responses may be utilized to build other databases related to other types of fraud detection, thereby enhancing one or more aspects of fraud detection. For example, a database may include a voice library, a pathway library, or a frequency library which include characteristics associated with fraudulent activity, thereby facilitating identification of such activity.
Public/Granted literature
- US20150269946A1 FRAUD DETECTION DATABASE Public/Granted day:2015-09-24
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