A system includes a processor configured to wirelessly connect to a wearable device. The processor is also configured to determine a device-wearer identity. Further, the processor is configured to receive a biometric value from the wearable device. The processor is additionally configured to compare the biometric value to thresholds associated with a user profile selected based on the device-wearer identity and, in response to the biometric value exceeding a threshold, engage in a predefined response associated with the threshold.