An intermediate transferring belt and an image-forming apparatus are shown. The intermediate transferring belt is to be mounted in an electrophotographic image-forming apparatus. The intermediate transferring belt includes the following, in sequence, a substrate; an elastic layer; and a surface layer. The surface layer includes an acrylic resin including a copolymer of a urethane acrylate and one or more acrylates selected from the group consisting of a monofunctional acrylate having an alicyclic structure and a monofunctional acrylate having a heterocyclic structure.