In one embodiment, a system, method, and apparatus to generate a merged record comprises: a client server configured to generate a first report and a recovery server configured to: receive the first report, determine if a descriptive term matches a generic term, associate a generic code to the at least one descriptive term if there is a match; determine if the descriptive term matches a product term if there is no match; associate a product code to the descriptive term if there is a matches; and associate the descriptive term with a main code, the main code based upon the generic code or product code.