Invention Grant
- Patent Title: Adaptive authentication
-
Application No.: US14704457Application Date: 2015-05-05
-
Publication No.: US09654477B1Publication Date: 2017-05-16
- Inventor: Sridhar Kotamraju
- Applicant: Wells Fargo Bank, N.A.
- Applicant Address: US CA San Francisco
- Assignee: Wells Fargo Bank, N. A.
- Current Assignee: Wells Fargo Bank, N. A.
- Current Assignee Address: US CA San Francisco
- Agency: Walter | Haverfield LLP
- Agent James Pingor
- Main IPC: H04L29/06
- IPC: H04L29/06 ; G06F21/31

Abstract:
Provided is adaptive authentication that utilizes relational analysis, sentiment analysis, or both relational analysis and sentiment analysis to facilitate an authentication procedure. The relational analysis evaluates a transactional profile and a behavioral profile of the user. The sentiment analysis evaluates available user information that is obtained from various forms of Internet activity related to the user. A level of authentication is selectively modified based on a result of the relational analysis and/or the sentiment analysis.
Information query