A method of forming an electrical terminal includes the steps of: transferring a portion of electrically conductive material to a selected location on a surface of electrically conductive material stock; bonding the portion of electrically conductive material to the surface of the electrically conductive material stock; forming the portion of electrically conductive material to the surface of the electrically conductive material stock to define a conductive interface; and forming the electrical terminal from the electrically conductive material stock.