A converter is described, in particular a DC/DC converter for use in a motor vehicle, including: a converter circuit, which is situated between a first network and a second network to convert a direct current or alternating current at an input terminal on the input side into a direct current or alternating current at the output terminal on the output side, the direct current or alternating current on the input side and the direct current or alternating current on the output side being based on a shared potential; a first monitoring circuit, which is situated between the input terminal and the converter circuit to detect a current flow into the converter circuit; a second monitoring circuit, which is situated between the output terminal and the converter circuit to detect a current flow into the converter circuit; a first separation element, which is situated between the input terminal and the converter circuit to establish a connection between the input terminal and the converter circuit and/or a second separation element, which is situated between the output terminal and the converter circuit, to establish a connection between the output terminal and the converter circuit.